These 3 HMOs are recommended by HRs in Nigeria

In Nigeria, access to healthcare is one of the most unpredictable aspects of everyday life. Public hospitals are underfunded. Private clinics are expensive. And even the best-laid health insurance plans can collapse under bureaucracy or poor service.

Beginning around the mid-2010s, the sector saw the entry and growth of tech-powered health maintenance organisations (HMOs) that improved…