For digital banks, growth may mean thinking small

“Fully digital banks like Kuda, Alat, Rubies and Vbank might claim to be solving this need but they are not reaching the unbanked. Rather they are providing alternative options for the already banked.”

On September 9, 2020, Technext, a Nigerian tech publication put out this tweet suggesting digital banks don’t meet the needs of the unbanked. So I looked at the website of two digital…


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